When it comes to ridesharing services, accidents can and do happen. In the state of Arizona, Lyft drivers and the company both share responsibility for any accidents that occur during a ride. But what exactly does this mean for drivers, passengers, and other parties involved in a Lyft accident? This article will provide an overview of joint liability between Lyft drivers and the company for accidents occurring during ridesharing services in Arizona, so that you can know your rights and responsibilities. We’ll take a look at why Lyft drivers and the company may be held jointly liable for an accident, what types of damages may be recovered, and how to protect yourself if you’re involved in a Lyft accident in Arizona. With this information, you’ll be better prepared to handle any situation that arises, and know how to take action to protect your rights.
When it comes to liability for an accident during a Lyft ride, it's important to understand that both the driver and the company have some responsibility.
The driver is legally responsible for any damages they cause to other drivers or passengers, but the company is also liable for certain costs. Here's a breakdown of what each party is responsible for: Driver: The driver is responsible for any damage or injury they cause to other drivers or passengers. They must carry liability insurance that covers bodily injury, property damage, and medical costs.
Company:Lyft provides additional coverage to protect drivers and passengers.
This includes up to $1 million of third-party liability coverage per incident, as well as uninsured/underinsured motorist protection. This means that if the driver doesn't have enough insurance to cover all of the costs, Lyft will pay the remaining expenses. It's also important to note that both parties have a duty to mitigate damages. This means that both the driver and the company must take reasonable steps to minimize any losses resulting from an accident. When it comes to filing a claim after an accident, it's important to contact both the driver and the company as soon as possible.
While the driver will likely be more forthcoming with information, it's important to contact Lyft as well. This is because they may be able to provide additional coverage that can help cover any costs not covered by the driver's insurance policy.
Liability Coverage for Lyft Drivers in ArizonaArizona law requires that all Lyft drivers carry liability insurance in order to operate legally. The minimum coverage required is $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage. However, most drivers choose to carry higher levels of coverage in order to better protect themselves and their passengers. When it comes to Lyft accident liability in Arizona, both the driver and the company have some responsibility.
The driver must carry liability insurance that meets Arizona's minimum requirements, and the company provides additional coverage up to $1 million per incident. It's important to remember that if you're ever involved in an accident during a Lyft ride, you should contact both parties as soon as possible in order to get all of the coverage you need.